QuickBooks Direct Deposit Limit (Get the Solution, If You’re Over In It)

Last Updated on December 15, 2020 by Editorial Team

Pedily is here with a new article regarding ‘QuickBooks direct deposit limit’. Here you will get the complete guide to use direct deposit limits in QuickBooks, and also can get a solution for error regarding this topic. Continue with us till the end of the article to understand the article without any hesitation.

Here the limit is set for security purposes, as we set the limits on how much money you can send by direct deposit. Whenever your direct deposit amount becomes higher than usual, at that time a message will be shown to you that your payment amounts are much higher or large than the usual amount. But then also if you still want to pay the payment by direct deposit then you have to request for a direct deposit limit to increase.

What Are QuickBooks Direct Deposit Limits

QuickBooks direct deposit limits vary with per payroll, and per person. Read the following, and check how it vary.

Direct Deposit Limit for Online Payroll

The limit of direct deposit for Online Payroll as for per person and per payroll are:

  • Per Person means that the total amount of the direct deposits for all your employees or constructors are paid in a 6 day period which includes the weekends from the date of payroll submission done.
  • For per person means that the direct deposit amount for one employee or contractor is paid in a 6 day period which includes the weekends from the date of payroll submission done.

Direct Deposit Limit for QuickBooks Desktop Payroll

The limit of direct deposit for QuickBooks Desktop Payroll as for per person and per payroll are:

  • Per Person means that the total amount of the direct deposits for all your employees or constructors are paid in a 6 day period which includes the weekends from the date of payroll submission done.
  • For per person means that the direct deposit amount for one employee or contractor is paid in a 14 day period which includes the weekends from the date of payroll submission done. And the admin can set up direct deposit in QuickBooks payroll for every employee.

The Way to Use Direct Deposit Limits in QuickBooks

How To See Direct Deposit Limit Amount

Suppose, if you are using the QuickBooks Online Payroll products, then you have to find your direct deposit limit amounts in your Payroll settings. Steps are given below:

  • First, go to the setting, and then you have to select the Payroll settings.
  • Then, at last, you have to scroll to the direct deposit section and then you will be able to see your limits as per payroll and per person.

But if you are using the Intuit Online Payroll enhance, or the Intuit Online full service, QuickBooks Desktop Payroll Basic, standard, enhanced, or the Assisted you can contract to Intuit for your direct deposit limit amounts.

Options Available To Pay Employees

Here are the options for you for paying your employees are:

Request for Increasing a Direct Deposit Limit 

For increasing your direct deposit security limit, you just need to submit an online request to Intuit. Here, the additional documentation looks as a bank statement may be required. Here, you can upload it to the request form.

But if you are asked to send Intuit bank statements, then Intuit needs to know your average historical balance to make sure that your account is sufficiently funded for the amounts you are requesting for.

Commonly, the requests you made to Intuit reviewed by you within 2 business days and the results which mailed to you by Intuit.

Change Funding time to 5 Days

Here, you can change your direct deposit funding time up to 5 days but if you use QuickBooks Online Payroll products. Then the direct deposit limits can not be applied, but you also need to submit your Payroll 5 days in advance of the paycheck date.

For changing your funding time to 5 days by the steps below:

  • First, you need to select the setting and then just click on the Payroll Setting.
  • Then, you have to go to the edit section in the direct deposit section.
  • Now, you can select the 5 days and then click on save.
  • At last, you have to click on the done option.

But, if in case you decide later that you want to switch back to a faster funding time then you can do so by the following steps which are mentioned below. Now you can switch back to the faster funding time and direct deposit limits.

But this option is not currently available for the Intuit Online Payroll or QuickBooks Desktop Payroll products.

Pay All Workers with a Paper Check

Here, you are able to pay some or all of your workers or the employees or contractors with a paper check. You have to make sure to change the checks in your product to the paper checks before you attempt to send it again.

Final Words

Here we have discussed what is QuickBooks direct deposit limits, and what to do if you are over a direct deposit limit. We hope, this article is informative for you. Further, if you have any issues or any doubts regarding this topic then, you can get our ProAdvisor support to solve your problem instantly.

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